The Bostandyk district court of Almaty city was considered a civil case on the claim of the plaintiff L. against the defendant JSC ‘A’ on invalidating the bank loan agreement, on the bank’s obligation to close and terminate the bank loan agreement, on stopping the accrual of interest, fines, changing the amount of overdue debt, on providing LLP “First Credit Bureau” with information about the absence of credit relations with the claimant.   

During the trial, it was established, that the plaintiff did not apply to the defendant for the provision of funds.   

The loan agreement on his behalf was concluded in the Almaty city by a citizen, who introduced himself in his name and presented a fake identity card to the bank employees, which is confirmed by the submitted written evidence, including the materials of an internal audit conducted by the bank’s security service.   

The plaintiff himself was in the Russian Federation at the time of concluding the loan agreement, which is confirmed by the air tickets and boarding passes provided.  

By the decision of the court, the plaintiff’s claims were partially satisfied, namely: the bank loan agreement was declared invalid;  

The Bank is obliged to provide information to First Credit Bureau LLP about the absence of credit relations with the claimant in connection with the recognition of the above loan agreement as invalid;  

The decision of the court entered into force.